AI-powered personal finance

Your money, finally understood.

Ledger uses AI to track, categorize, and explain every transaction across your accounts — so you spend less time on spreadsheets and more time deciding what to do next.

Ledger home screen showing how much is safe to spend today, the budget for the cycle, upcoming bills, and recent transactions.

An AI ledger that actually does the work.

No more spreadsheets, no more guesswork. Every account in one place, every transaction explained.

AI categorization

Every transaction tagged automatically the moment it lands. Spot patterns you'd miss in raw statements.

Ask your money anything

"What did I spend on coffee in March?" Get clear, instant answers powered by AI — no menus, no filters.

Voice entry

Talk to your ledger. Log spend in two seconds, hands-free — perfect for the moment you walk out of a shop.

Know what's safe to spend

Ledger does the math on your income, bills, and pace — so you always know the one number that matters today.

See it in action.

A few of the screens you'll live in.

The Ask Ledger chat answering questions like how much was spent on food this month and which subscription is biggest.
Ask Ledger — clear answers about your money, instantly.
The recurring bills screen listing Rent, Netflix, Electricity, and Gym with their amounts and next due dates.
Bills — never get blindsided by a recurring charge.
The setup screen showing how to forward your bank's email alerts to your private Ledger address.
Setup is one step — just forward your bank alerts.

Private by design.

Ledger reads only the transaction emails you choose to forward — we never ask for or store your bank login. Your data is encrypted in transit and at rest. You can export everything to CSV or wipe your account from inside the app, any time.

No bank logins End-to-end TLS CSV data export Full account deletion